Website Terms and Conditions of Use
These terms govern how you may access and use our financial advice blog. By visiting, you agree to these terms, which are designed to protect both you and our platform.
January 28, 2026
Acceptance of Terms
By accessing the site, you acknowledge you have read and accepted our terms. Please read carefully, as continued use constitutes your agreement.
Definitions
The following words and phrases have meanings as set out here:
“We”, “our”, and “us” refer to the operators of the sylivoranea.pro blog focused on financial literacy for Malaysia.
“You” and “your” refer to all visitors, users, and contributors engaging with our site or submitting information.
“Content” denotes articles, posts, and information presented on this platform, intended for general informational purposes.
“Service” refers to the provision of our site and content under these terms.
Using Our Service
Use of the site is permitted for lawful, non-commercial, and informational purposes only. No part of this site may be misused or re-published elsewhere without permission.
Eligibility
You must comply with all local laws to access and use this service. Access is not permitted where prohibited by Malaysian law.
Minors should only use the site with parent or guardian supervision.
User Responsibilities
By using our site, you are responsible for:
Prohibited Uses
You agree not to use our website in any way that:
Intellectual Property Rights
All content, design, text, and graphics are owned or licensed by us. No content may be reproduced, distributed, or modified without prior consent, except for personal non-commercial use.
User Submissions
You may submit comments and feedback, provided they adhere to these terms and remain appropriate.
Rights You Grant Us
By submitting content, you permit us to use or display your contributions for site operation and improvement.
Privacy and Data
Your personal information is handled in accordance with our Privacy Policy. For details on data use, rights, and contacts, please see the full policy.
Privacy PolicyDisclaimer of Advice and Content
All content is for informational purposes only and doesn’t constitute financial or legal advice.
Results May Vary
While we strive for accuracy, individual outcomes may differ and we make no guarantees of particular results.
Limitation of Liability
We are not liable for any direct or indirect damages from site use or content reliance. Your sole remedy is to stop using the website.
Indemnity
You agree to defend and hold us harmless from claims arising from your site usage or content submissions.
Resolving Disputes
Any disputes relating to these terms will be settled under Malaysian law, using the procedures described here.
Arbitration
Disputes may be resolved through arbitration in Malaysia. Specifics will depend on circumstances and mutual agreement.
Arbitration does not limit your right to legal protections under law.
Online Dispute Resolution
In applicable cases, dispute resolution may be available using recognized Malaysian or online ADR platforms.
Alternative Dispute ResolutionSeverability
If any term is held invalid, the remaining provisions remain in effect and enforceable.
Entire Agreement
These terms, together with our policies, represent the full agreement between you and us regarding site use.
Governing Law Jurisdiction
The laws of Malaysia apply to these terms and your use of the site.
Termination
Your access may be suspended if you violate these terms. We reserve the right to limit or discontinue your use without notice.
Changes
We may update these terms periodically. Continued use after such updates implies consent to revised terms.
Contact Information
If you have questions about these terms, contact us using the details below.
Email Address: content@sylivoranea.pro
Phone: +6016-475 9024
Address: Sandbox Coworking Space, Bandar Sunway, 47500 Petaling Jaya, Selangor Malaysia
Effective Date: January 28, 2026
Version: 3.0